Australian Economy over the last two years Essay

Australian Economy over the last two years - Essay Example In the currently globalized world with maximum financial interconnectedness, problems in a particular country’s economy could arise mainly because of negative factors in the world economy. Thus, when the global recession started happening in United States in 2009-2009, it spread to various countries and its negative effects were felt all over the world including Australia. Although, Australia is geographically isolated, it is very much part of the world economy, and so economic recession in United States and Europe had ripple effects in Australia, necessitating the Australian government and the Australian Reserve Bank to initiate various measures. So, this paper will discuss how successful is the Australian Government and the Reserve Bank of Australia in running the Australian economy over the last two years in the immediate aftermath of the economic downturn, particularly focusing on the macro economic policies adopted by both the entities to avert the crisis and importantly to elevate the Australian economy. Australian economy is placed as a developed and modern market economy, with GDP running into more than one trillion dollars. It is also tagged as â€Å"one of the fastest growing advanced economies in the world† even in the times of recession and its aftermath. This can be viewed from the fact that â€Å"Australia is the 13th largest economy in the world according to nominal GDP (current prices) and the 17th largest according to GDP (PPP).† (economywatch.com 2010). The sector which dominates the Australian economy contributing maximum to its GDP is the services sector, around 68% of the GDP. It is followed by agricultural and mining sectors. Thus, it can be said that â€Å"Australia possesses a well-diversified economy boosted by the strength of its services and resources industries.† (economywatch.com 2010). Importantly, the economy grew optimally without slump from the last decade of the last century into the first decade of this 21st century. It grew in the positive figures in 2000’s until, break was placed in the form of global recession. â€Å"The Australian economy grew for 17 consecutive years before the global financial crisis.† (cia.gov 2011). So, in the aftermath of the financial recession, all the sectors had negative impacts, with these sectors particularly the mining sector losing sizable jobs. So, when the Australian economy witnessed a slump in the last two years as a result of global recession, after a continuous period of heightened growth, the government and the Reserve Bank of Australia swung into action, initiating key macro policies in the form of stimulus package and cutting of interest rates to historically low figures. â€Å"Rudd government introduced a fiscal stimulus package worth over US$50 billion to offset the effect of the slowing world economy, while the Reserve Bank of Australia cut interest rates to historic lows† (cia.gov 2011). When one focuses on th e last two years of the Australian economy, it coincided with the rule of Kevin Rudd government, as the regime was in power from 2007-2010. In addition, both the government and the RBI functioned in a coordinative manner regarding all the major decisions impacting the Australian economy. So, the role of the Australian government and RBI cannot be maximally bifurcated and

O-zone Depletion Research Paper Example | Topics and Well Written Essays - 1250 words

O-zone Depletion - Research Paper Example In this context the problem of ozone depletion can be explored. The ozone layer can be thought of as a giant sunshade that covers around 9 to 19 miles above Earth surface protecting the plants and animals of the earth from the harmful ultraviolet B rays (U.V B) radiated by the Sun. Stratosphere contains Ozone (O3) in the form of a layer surrounding it. The stratospheric span is around 30 miles above the surface of the earth. The harmful U.V rays are absorbed by the ozone layer that prevents it from entering the earth surface. However, if and when ozone is found on the earth surface, it can act as a very harmful pollutant. Moreover, ozone is responsible for the greenhouse effect. (Ozone Depletion  Losing Earth’s Protective Layer, n.d.) This paper attempts at discussing the underlying causes and effects of Ozone depletion and tries to make a comparative study of the various environmental policies taken to combat the problems related to ozone layer depletion and its possible so lutions.  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Causes and Effects of Ozone Depletion: In recent years, ozone layer depletion has been a subject of concern for the scientists. Ozone layer depletion was first discovered in the 1980s with Antarctica being the earliest of the victims. Ozone depletion in stratosphere is being considered the foremost problem regarding environmental degradation, which threatens the very existence of life on the planet. A large stratospheric hole had been discovered just above Antarctica which is increasing everyday letting the harmful U.V B rays to enter the earth surface which is resulting in elevating the risk of skin cancer, immunological and genetic damages and cataracts in the eyes. It is also causing skin burns in whales and massive damage to essential food crops such as wheat, rice etc., and increase in production of harmful vitamin D. Moreover, impact of anthropocentric activities in the troposphere and stratosphere ha s been on the rise, which also results in depletion of ozone layer. This has allowed Ozone Depleting Substances (ODS) like halocarbon refrigerants (CFCs, halons, freons) emanated from man made cars and factories to reach the stratosphere and degrade it further. The halocarbons are chemically photo dissociated and enabled to release halogens, which through a series of chain reactions destabilizes ozone and converts it to oxygen (Melott & Thomas, 2011). In the past one and a half decade some measures have been undertaken in terms of international protocols and policies in order to combat this environmental threat.  To understand and improve upon these measures an evaluation of these policies and protocols might help. International protocols and their evaluation    Kyoto Protocol:   The Kyoto Protocol treaty comprises of a set of rules by United Nations Framework Convention on Climate Change (UNFCCC) negotiated at Kyoto, Japan in 19th of December 1997 agreed five years back at th e Rio Earth Summit in 1992 and have been operational since 16th of February, 2005. It is a legally binding protocol according to which the industrialized nations would have to make a cut in their collective emissions of Chlorofluorocarbon (CFC) gases by 5.2%  and were expected to reduce emissions by 29% within 2010.The aim was to reduce overall emissions of six main harmful greenhouse gases including methane, CFC and nitrous oxide, calculated over a 5- year period average of

Forum APA Essay Example | Topics and Well Written Essays - 500 words

Forum APA - Essay Example In academic writing, it is critical to understand the type of sources that are allowed for use. Books are one of the academic sources of information in writing. These sources may be accessed from the library or from online libraries. The other authentic source of information when researching for academic writing are journals and peer reviewed articles that are also available from libraries and online (Jager and Bak, 2003). Students may also use reports from governments and different organizations as the source of information when writing. Published theses are also used as authentic sources in writing (Adams and Forsyth, 2006). Lastly, a student is allowed to use some online materials when researching. Despite the numerous numbers of sources that a student can use, one is warned against using some online sources such as Wikipedia, blogs and websites ending with â€Å".com†. Whenever a student uses any source, one is required to cite it accordingly within the text and provide a list of references after the work is completed (Adams and Forsyth, 2006). Citing of references may be carried out based on different referencing styles. The most common referencing styles are American Psychologist Association (APA), Modern Language Association (MLA), Harvard, Chicago and Oxford. References are cited in any research work to avoid cases of plagiarism and to give tribute to the source of any idea (Jager and Bak, 2003). One of the reasons for the use of quality reference in writing is to assure that the student accesses authentic information. In the sources such as Wikipedia and blogs, the information contained may be changed by different people. This makes such information untrustworthy and incredible for use. However, quality sources contain accurate facts that have been tested through research and over a long period (Jager and Bak, 2003). Quality sources are also important as they provide

An analysis of the childrens aid society and its contributions to the community Essay Example for Free

An analysis of the childrens aid society and its contributions to the community Essay Evaluation of Children’s Aid Society Mission Statement The Children’s Aid Society is a 501Â ©3 children’s services agency that helps children in poverty to succeed and thrive. They do this by providing comprehensive support to children and their families living in high needs New York City neighborhoods (website). This organization has developed services that ensure children have access to programs that promote health and wellness as well as social-emotional development skills. They also strive to make sure that children attend college. The Form 990 on page 2 does not provide any further detailed information. With the available information from the mission statement on the website, as well as Form 990 part I and III, it is difficult to evaluate this nonprofit organization’s mission. The quality and the quantity of the available information from the website, and Form 990 is difficult to evaluate because the mission statement was not stated in the annual report. The Children’s Aid Society provides information about its programs on their website. The Form 990 and the annual report are very similar because it is almost the same information. They provide numbers about how many people they serve and the impact the programs have on the children and families. The website and the annual report 2013 both mention this information. Effectiveness From the information obtained, the website provides the effectiveness of the programs from the website, the annual report and the Form 990. The programmatic goals state how many children receive service from various programs. The website provides the number of children served by the organization. The Children’s Aid Society has three major programs that include Early Childhood (0-5), School Age (5-13), and Adolescence (14-18). Early Childhood- The program’s goals are preparing young children for school success through physical, social, emotional, and cognitive development. The core services they provide are Early Head Start for children ages 0-3, and Head Start and Early Learn Day Care for ages 3-5. School Age- The program’s goal is to promote physical, social, and emotional well-being as key factors for high school graduation and college success. This program serves to engage children, families, schools, and communities through a focus on academics, services, support, and opportunities. The core services include out-of-school time programs in Children’s Aid Community Centers and schools, summer camps, athletics, and the national center for community schools that provide assistance to developing a community school model nationally and internationally. Adolescence-The goals of this program are to enhance young people’s physical, social, and emotional competencies as well as improving their academic performance and preparing them for successful careers and gaining financial independence. According to the Form 990, the core services that the organization provides are the Carrera adolescent pregnancy prevention program, which meets the top-tier evidence of effectiveness standards by the coalition for evidence-based policy. The EXCEL college support program assists young people to enter and complete college. The HOPE Leadership Academy provides wrap-around support and develops leadership through a peer education model. They also provide teen employment services such as AmeriCorps internships and the summer youth employment program. Efficiency From the information obtained from the three sources, it is very difficult to determine whether these programs have been efficient in the programs that they administer. After looking into the Form 990, there is no available information about the total costs per person in the programs provided. The three most expensive programs are school age, adolescence, and early childhood. School-age- The total cost of this program is $18,843,068. In Form 990 on page 2, the organization mentions that its goal is promoting physical, social and emotional well-being. However, they do not mention any specific programs. In the annual report, it states that they provide health services to about 4,000 children through school-based health clinics. They do not provide costs for each child served by the school-based health clinics. The annual report also states that the Office of Client Advocacy helped 345 clients avoid eviction. There is no information on the program information in Form 990, pg 2. Adolescence- The total cost of this program is $15,402, 365. In Form 990, page 2 mentions Carrera-Adolescent Prevention Program but does not provide any further information on the number of people served and the costs. The annual report also does not state how many adolescents were served and at what cost. However, the annual report states that the program reduced teen pregnancy by 50 percent. The EXCEL college support program does not provide information on the number of students served as well as how much it costs. The annual report states that more than 90 percent of EXCEL students graduate high school and go on to college. There is no information on how many students are in the program. The quality and the quantity of available information is not very satisfying because there should be detailed information on the exact costs of each major program within the program. Early Childhood- The total cost of this program is $11,612,396. According to the Form 990 page 2, the organization mentions the Early Head Start program. The program provides numbers on its website stating that each family receives a minimum of 32 home visits a year for 90 minutes each. However, it does not state the number of families served. The 2013 annual report does not contain any specific numbers about the program. The quality and quantity of available information are not satisfying because there are no exact costs of how much program costs. According to the nonprofit’s annual report, the management and general administration costs increased to $7,378 in 2012 compared to $6,546 in 2011. This organization increased its expenses, which means that they are spending money on ways to increase mission impact and evaluate programs that may or may not work. The costs of the programs from the Form 990 do not match the financial statement in the annual report. In Form 990, it states larger expanses and is not specific about where the money went. In the annual report, the expenses are more specific but the costs seem to be smaller in Form 990. This shows that the organization is not efficient in its programs. It also shows that they may not have provided other essential information. Governance The Form 990 claims that the Children’s Aid Society has a governing body where the organization documents all meetings. It also states that the committees have the authority to represent the organization on behalf of the governing body. This organization also has different policies. The two main policies that it has based on Form 990 are the whistleblower policy and the written document retention and destruction policy. The Form 990 states that the organization consists of 31 Board Members. These members also have the power to elect other members to the governing body. The Children’s Aid Society has executive centrality governance. Finances The organizations current total revenue is $117,154,454 and its current total expense is $121,692,560. This organization is running a deficit rather than a surplus. The organization is losing its revenue stream and its assets will not cover it for a long time. The organization is fiscally unsustainable. The organization has net unrestricted assets total of $258,063,545 and its restricted assets is a total of $13,848,823. According to the Form 990, the organization received a total of $31,966,571 in contributions and grants. However, it only spent $31,966,571 on fundraising expenses. After dividing the expenses by costs, a total cost of raising a dollar was .09, which is very low. The salary of the Chief Executive Officer is $408,431.00 and it is too much. The average salary according to www.payscale.com states that the average salary is $100,000 for a Chief Executive Officer of a nonprofit organization. After calculating the organization’s program expanse it came up to be .88 ratio from dividing its total program service expenses by its total functional expenses. After analyzing the Children’s Aid Society, I determined that this organization is not worthy of a significant contribution because it is not transparent in providing information to the public. Even though it has a high mission impact in helping children get out of poverty, financially it is starting to become unsustainable in its assets and revenues. This shows that the organization is mismanaging its finances spending. This organization does not earn the seal of approval because the potential donor wants to donate to an organization that is impact-oriented and achieves results cost-effectively, which this organization does not achieve.

Direct Market Offers Design and Testing

Direct Market Offers Design and Testing Charanjot Sethi DEFINITION OF DIRECT DESIGN MARKETING: Direct marketing is a channel-agnostic form of advertising which allows businesses and nonprofit organizations to communicate straight to the customer, with advertising techniques that can include cell phone text messaging, email, interactive consumer websites, online display ads, database marketing, fliers, catalog distribution, promotional letters, targeted television commercials, response-generating newspaper/magazine advertisements, and outdoor advertising. Amongst its practitioners, it is also referred to as Direct Response. HOW THE CUSTOMER RESPOND: So the customer can buy the product online and they can send feedback though the mail, telephone and paper based or electronic. Companies get the customer details like name, address and contact information and payment information and also delivery details.   Design three direct response offers HP LAPTOP Features description 16 GB RAM -AMD duel core A4- 1200 -2 TB Internal hard drives WI-FI Connectivity -Webcam -AMD Radeon HD8180 graphics -1 * HDMI 3* USB -1 *VGA -1 *Multi SD card reader Details Computer type- laptops Display size (inches) 15.6 Resolution (pixels) 1366*768 Screen resolution- HD Display type- LCD Touch screen- yes Processor type- AMDA4 Processor-AMD DUEL CORE A4 Processor model number- 1200 COMPANYs   OFFER TO THE CUSTOMER This Offer consists a very good deal if you buy HP laptop. The offer gives you free product key (Microsoft office key) for three years free of charges. The offer which we are giving from DIGITAL STUDIO it will not be able to get from anywhere else it usually costs $150.00 to customer to buy it but this   exclusive   offer we providing to our valuable customers. This is value for money if you buy $800 worth laptop direct from our store and we are providing free LAPTOP BAG ($40.00) Additional Offers/ Incentives FIRST 20 callers will get Free postage and handling Interest free installment plan up to 12 month Free 3 year extended warranty  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   DIGITAL CAMERA-CANNON HDR- AS100V Cannon HDR- as100V full HD action camcorder 13.5m Sensor Multi camera control ( up to 5 cams) Overview HDR- AS100V Action cam delivers more stunning image quality that ever before. It is all new zeiss tessar 170 degree wide angel lenses, ultra powerful BIONZ X image processor and 13.5 megapixel sensor, will now capture all the excitements you can handle, for the first time , in eye popping full HD. COMPANY OFFER TO THE CUSTOMER; Buy one cannon get an extra view finder for free of cost. Prizing offers spend $1000 get 25% off and its increase the business Extended the warranty and guarantee and build up the strengthen relationships. People can pay in installments and it can increase the business. LED TELEVISION-SAMSONG Key Features 32/81cm Screen Connect Share Movie 1366 x 768 Resolution 50Hz Refresh Rate HD Tuner 1 x USB Port 2 x HDMI DETAILS Screen Size (Inches) 32.0 Screen Type LED-LCD Screen Resolution HD Resolution (Pixels) 1366 x 768 Refresh Rate (Hz) 50 TV Tuner HD Tuner 3D False HDMI Ports 2 USB Ports 1 DOCUMENTS OF APPROPRIATE TYPES OF OFFERS Direct sales. Our company offers the products directly and they offer them to buy from the store. Ongoing accounts: Our companies provide the updating service to their customer so the customer can get up to date information. Leads: our company takes order in advance so they can provide the deliveries on time. Expression of interest: our customer can tell us their requirement about their products they want to buy from us, and we can assemble their products according to their needs for example what capacity of hard disk drive they need and the resolution of the screen. FEEDBACK QUESTIONS QUES 1was the offer was clear? QUES 2 what did your survey audience like or dislike about the offers? QUEA 3Which of the offers would most tempt them to purchase from this store? QUES 4what suggestions did they have that would improve the offers? QUES 5 how they compare our company with others? QUES 6 how they get product after service? THE RESULTS OF YOUR TESTING FOLLOWING QUESTIONS The offer was clear like laptop bag and product key was free with laptop so most of the people like and bought it and 40% people did not like the offer. 90% of my colleagues like the offer which was great quality of the product and great color and designs. Rest of my friends did not like the delivery period they said it was bit late. More than 70% of the people liked the installments payment like they can buy the product easily and it is good for the company that they can increase the profit. So most of the people recommend for the trial period so that they can use the product for some days and if they did not like they can send back to the company. People also compare with other companies they said the prize are reasonable in this store and get the loyalty cards. But some people recommend to get increase the warranty and guarantee. Most of the people said company get positive response after the product like if they get any fault after deliver they send staff to fix it up or they replace the product. But some people said sometime staff takes time to get the delivery. PREPARE A REPORT FOR THE CLIENT We offered to the customers a bag and product key for life time for free of cost with laptop and people liked this offer and company increased the income. People recommend bringing more offers like this so that they get free stuff. The testing process was used Purchase sale 1000 laptops x 100=10000 Sale prize 1200 laptops x100=12000 So the company got 2000 profit. THE RESULTS OF YOUR TESTING As we got feedback from our customers and they are happy with the 14 days free trail period. As we offered our customers payment plan was good as many customers cannot make the full payment out front at once however they are willing to buy our product. It was highly appreciated and moreover the free capon of $10 over $100 purchase worked tremendously. Result of our testing worked very well

Confession, Exploration and Comfort in Upon the Burning of Our House by Anne Bradstreet :: Upon the Burning of Our House

Confession, Exploration and Comfort in Upon the Burning  of Our House      Ã‚   The theological concept of humankind’s inherent depravity created tension in the lives of seventeenth century New England Puritans.   The Puritans believed that humans were born sinful and remained in this condition throughout life.   This doctrine stressed self-discipline and introspection, through which the Puritan sought to determine whether particular spiritual strivings were genuine marks of true religiosity.   God preordained election to heaven, and some Puritans would be saved through the righteousness of Jesus Christ despite their sins.   There was no certainty in this life what eternal destiny awaited because the knowledge of who was elect was a divine mystery.   The experience of conversion, where the soul, touched by the Holy Spirit, is turned from sinfulness to holiness, was at least some indication of election.   Although full assurance might never be attained, the conviction of having been chosen by God fortified the Puritans to contend with the hardships of creating a community of Christ in the New World.   This fundamental knowledge of personal depravity, the essence of Puritan theology, created an atmosphere of constant introspection in a cyclical battle with worldly sin always ending with the acknowledged depravity.  Ã‚   The awareness of God’s preordained elect few did not inhibit the perseverance all Puritans applied to acknowledge depravity and to try and overcome sinfulness.   This concept of depravity as the cornerstone of Puritan faith became a central theme in Puritan writing. Poet Anne Bradstreet wrote about her life and how her trials ever urged her to continue her self-inspection in an effort to attempt to subdue the carnal desires of this world.   The Puritan dogma of introspection created a framework for literary confession in the poem â€Å"Upon the Burning of Our House July 10th, 1666.†Ã‚   This framework freed Anne Bradstreet to fully explore her beliefs without direct challenge to authority; thus she both remains within and steps outside of traditional Puritan beliefs, ultimately allowing her to find solace and comfort in the promise of heavenly reward.   In the poem â€Å"Upon the Burning of Our House† Anne Bradstreet exemplifies the normal Puritan lifestyle of tension, although tempered with an allusion of hopefulness not usual in Puritan theology.   Opening with an image of sleep, the poem alerts the reader to what would be considered a moral lapse by Bradstreet, for she was not being ever watchful for sin. The notion of millenialism, to go through life as though the second coming of Christ was imminent, meant that a Puritan was always prepared for the judgement day.

Nutritional Value

Associate Level Material Nutrition Worksheet In order to obtain optimal health, it is critical to eat a healthy and balanced diet. Becoming knowledgeable about how to evaluate the nutritional value of what you eat may greatly increase your ability to improve your health and wellness. In this two-part worksheet, you critique a recipe for nutritional value and respond to two short answer questions about nutrition. Completing this assignment is a step towards gaining the knowledge needed to better manage your nutrition. Part 1: Critique a Meal For this part of the assignment, you critique the nutritional value of a meal.You will select this meal from the USDA website. Follow the instructions below: Access the USDA Recipe Finder search tool at http://recipefinder. nal. usda. gov/ (either click on or paste the above link in your internet’s address bar) Search for a recipe using one of the available criteria: Type in ingredients; Type in a recipe name, or; Choose options from the av ailable categories Select a recipe to critique from the generated results. Review the nutritional information provided for the recipe you selected or added and answer the questions below. What is the name of the recipe you are evaluating?Arroz Con Pollo Chicken and Rice Which essential nutrients—carbohydrates, fats, proteins, vitamins, and minerals—are included in the recipe? 31G of Carbs, 4G Total Fats, 11G of Protein, Vitamin A 20%, Vitamin C 45%, Iron 10%, and Calcium 4% Which ingredients are providing each nutrient? Chicken, Green Peppers, Onions, Garlic Cloves, Tomatoes, Chicken Broth, Bay Leaf, Rice, Peas, Does this recipe include a good balance of essential nutrients? Explain your answer. I feel it does because it gives you a decent amount of vitamins, protein, carbs, fats, and iron.How could the recipe be altered to include more essential nutrients? I think it could be altered to include more grams of proteins, but it provides already a variety of different ing redients that are good for you. Do you consider this a healthy meal? If not, what is a healthy alternative? I feel it is a healthy meal and it is an easy meal to cook for the family. You could always make changes to the ingredients or portion what you put into it. Part 2: Nutrition Questions Respond to the following questions in 75 to 125 words each: Do you find it easy or difficult to determine the nutritional value of food?What are some methods to help you more easily determine the nutritional values of food? Right now I still find it a little hard to determine the nutritional value of foods because I am still trying to remember what food nutrients that I should be intaking on a regular basis to keep me eating healthy. I think once I get that down and start reading the nutrion facts on products I will be able to easily pick out nutritional products for me and my family and I wont be so frustrated standing in the store trying to read and figure out what to buy. What environmental, economic, and psychosocial factors influenced your food and drink choices today?Environmental, Economic, and psychosocial factors that influence my food and drink choices today are by word of mouth, family and friends choices, what im in the mood or for, and is it affordable to eat or drink on a daily basis. Theres many factors that effect my choices based on what I like, who im with and if they agree with my choices or not, and commercials and ads take effect on my decisions too. I find I see a lot of stuff on tv thats new and I have to try it, but dont really pay attention to what is in it to decide if its a healthy choice for me or not.